Understanding Your Medical Treatment Rights

When the insurance company accepts liability, you are required to be treated within the Medical Provider Network (MPN). Utilization Review (UR) will determine what types of medical treatment are medically necessary. If your medical treatment is denied for your accepted Workers’ Compensation injury, we will file an objection called Independent Medical Review (IMR).

Injuries denied by the insurance company can be treated within a lien network of doctors who have agreed to treat injured workers on a lien basis. A lien claim is then filed on the case for medical treatment, and the insurance company pays, adjusts, and/or litigates the medical treatment lien. You will still receive all the benefits you are entitled to receive, but it may take longer if the injury is denied.